Side-by-side · Q2 2026 data
Badlands Federal Credit Union vs Daniels-Sheridan Federal Credit Union
Credit union
Badlands Federal Credit Union
Glendive, Montana · Under $100 million in assets
Credit union
Daniels-Sheridan Federal Credit Union
Scobey, Montana · Under $100 million in assets
Metric by metric
| Measure | Badlands Federal Credit Union | Daniels-Sheridan Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 60 (stronger) |
| Capital cushion | 31 | 69 (stronger) |
| Loan quality | 52 (stronger) | 50 |
| Earnings | 40 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 89 (stronger) | 85 |
| Peer percentile | 13th | 22nd |
| Total assets | $37.6M | $92.2M |
| Deposits / shares | $34.6M | $80.0M |
| Capital ratio | 8.06% | 11.92% (stronger) |
| Problem loans | 1.45% (stronger) | 1.51% |
| Net charge-offs | 0.21% | 0.10% (stronger) |
| Return on assets | 0.49% (stronger) | 0.13% |
| Loans ÷ deposits | 32.4% (stronger) | 66.4% |
| Uninsured deposits | 8.3% (stronger) | 17.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Daniels-Sheridan Federal Credit Union has the higher TellerScore (60 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Badlands Federal Credit Union leads on 4 and Daniels-Sheridan Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.