Side-by-side · Q2 2026 data
Badlands Federal Credit Union vs M D U Employees Federal Credit Union
Credit union
Badlands Federal Credit Union
Glendive, Montana · Under $100 million in assets
Credit union
M D U Employees Federal Credit Union
Glendive, Montana · Under $100 million in assets
Metric by metric
| Measure | Badlands Federal Credit Union | M D U Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 84 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 52 | 100 (stronger) |
| Earnings | 40 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 13th | 75th |
| Total assets | $37.6M | $4.0M |
| Deposits / shares | $34.6M | $3.3M |
| Capital ratio | 8.06% | 17.23% (stronger) |
| Problem loans | 1.45% | 0.00% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.34% |
| Return on assets | 0.49% (stronger) | 0.33% |
| Loans ÷ deposits | 32.4% (stronger) | 77.9% |
| Uninsured deposits | 8.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M D U Employees Federal Credit Union has the higher TellerScore (84 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Badlands Federal Credit Union leads on 3 and M D U Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Glendive, MT