Side-by-side · Q2 2026 data
Baker-Boyer National Bank vs Banner Bank
Metric by metric
| Measure | Baker-Boyer National Bank | Banner Bank |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 43 | 62 (stronger) |
| Loan quality | 86 (stronger) | 85 |
| Earnings | 43 | 72 (stronger) |
| Funding & liquidity | 90 (stronger) | 55 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 31st | 79th |
| Total assets | $692.9M | $16.6B |
| Deposits / shares | $632.3M | $13.9B |
| Capital ratio | 9.25% | 11.15% (stronger) |
| Problem loans | 0.42% (stronger) | 0.46% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 0.58% | 1.31% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 85.4% |
| Uninsured deposits | 23.6% (stronger) | 32.5% |
| Offices | 5 | 154 |
| CFPB complaints (3 yrs) | — | 65 |
| Complaints per $1B deposits | — | 4.7 |
| Mortgage denial rate (HMDA) | 5.2% | 35.6% |
Banner Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Baker-Boyer National Bank leads on 4 and Banner Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.