The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Washington

Yes. Banner Bank is an FDIC-insured institution (FDIC certificate #28489). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 32.5% of deposits ($4.5B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.15%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.95% (benchmark: 10%).

Check how much of your own balance is covered

Banner Bank lists 154 offices in 125 cities across 4 states. Most locations:

• Spokane, WA (5)
• Bellingham, WA (4)
• San Diego, CA (4)
• Seattle, WA (4)
• Vancouver, WA (3)
• Walla Walla, WA (3)
• Yakima, WA (3)
• Anacortes, WA (2)
• Boise, ID (2)
• Eugene, OR (2)
• Grants Pass, OR (2)
• Kennewick, WA (2)

All branch addresses and map

Over the last three years, the CFPB forwarded 65 consumer complaints about BANNER CORPORATION to the company (28 in the last 12 months). 98.5% received a timely response. That is 4.7 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Banner Bank reported 6,169 home-loan applications under HMDA (LEI WE0I402RW25AU38DTI13): 3,391 originated ($1,284,645,000 total), 1,972 denied, and 637 withdrawn or closed by the applicant. Its denial rate on decided applications was 35.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Banner Bank

Former names

First Federal Savings and Loan Association; First Savings Bank of Washington; First Federal Savings Bank of Washington

Type

State-chartered bank

FDIC certificate #

28489

RSSD ID

352772

Primary regulator

FDIC

Holding company

Banner Corp

Established

January 1, 1890

Headquarters

10 S 1st Ave, Walla Walla, WA 99362

Website

www.bannerbank.com

Employees

1,896