Side-by-side · Q2 2026 data
Baker-Boyer National Bank vs Blue Mountain Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Metric by metric
| Measure | Baker-Boyer National Bank | Blue Mountain Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 43 | 81 (stronger) |
| Loan quality | 86 (stronger) | 56 |
| Earnings | 43 (stronger) | 27 |
| Funding & liquidity | 90 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 78 |
| Peer percentile | 31st | 28th |
| Total assets | $692.9M | $56.1M |
| Deposits / shares | $632.3M | $48.8M |
| Capital ratio | 9.25% | 13.05% (stronger) |
| Problem loans | 0.42% (stronger) | 1.31% |
| Net charge-offs | -0.00% (stronger) | 1.10% |
| Return on assets | 0.58% (stronger) | 0.18% |
| Loans ÷ deposits | 60.4% (stronger) | 77.6% |
| Uninsured deposits | 23.6% | 4.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Baker-Boyer National Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Baker-Boyer National Bank leads on 5 and Blue Mountain Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.