Headquartered in College Place, Washington, Blue Mountain Credit Union is a federally insured state-chartered credit union with $56.1M in total assets and $48.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1959.
Based on its Q2 2026 filing, Blue Mountain Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 51st. Its strongest component is funding & liquidity (83/100; 78% loans-to-deposits, 5% uninsured), and its lowest is earnings (27/100; 0.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 75 |
| Q4 2024 | 80 |
| Q1 2025 | 75 |
| Q2 2025 | 65 |
| Q3 2025 | 60 |
| Q4 2025 | 69 |
| Q1 2026 | 69 |
| Q2 2026 | 64 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.56% |
| Q3 2024 | 13.05% |
| Q4 2024 | 12.99% |
| Q1 2025 | 12.95% |
| Q2 2025 | 12.94% |
| Q3 2025 | 13.10% |
| Q4 2025 | 13.27% |
| Q1 2026 | 13.21% |
| Q2 2026 | 13.05% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.53% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.25% |
| Q1 2025 | 0.22% |
| Q2 2025 | 1.48% |
| Q3 2025 | 2.06% |
| Q4 2025 | 0.96% |
| Q1 2026 | 1.19% |
| Q2 2026 | 1.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.67% |
| Q3 2024 | 1.25% |
| Q4 2024 | 1.15% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.78% |
| Q2 2026 | 0.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $56.1M | 13.05% | 1.31% | 0.18% | 77.6% |
| Q1 2026 | 69 | $55.8M | 13.21% | 1.19% | 0.78% | 80.9% |
| Q4 2025 | 69 | $54.8M | 13.27% | 0.96% | 0.47% | 82.5% |
| Q3 2025 | 60 | $55.6M | 13.10% | 2.06% | 0.66% | 82.0% |
| Q2 2025 | 65 | $55.8M | 12.94% | 1.48% | 0.73% | 83.5% |
| Q1 2025 | 75 | $54.8M | 12.95% | 0.22% | 0.56% | 86.6% |
| Q4 2024 | 80 | $54.0M | 12.99% | 0.25% | 1.15% | 81.9% |
| Q3 2024 | 75 | $52.8M | 13.05% | 0.91% | 1.25% | 85.9% |
| Q2 2024 | 62 | $52.3M | 12.56% | 1.53% | 0.67% | 88.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Responders Emergency Services Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $56.2M | 17.3% | 0.01% | vs |
| Olympia Credit UnionCredit union Olympia, WA | 59 out of 100, Moderate | $56.3M | 8.2% | 0.39% | vs |
| Nordstrom Federal Credit UnionCredit union Everett, WA | 65 out of 100, Moderate | $59.6M | 8.8% | 0.12% | vs |
| American Lake Credit UnionCredit union Lakewood, WA | 59 out of 100, Moderate | $59.6M | 13.8% | 2.30% | vs |
| Mill Town Credit UnionCredit union Everett, WA | 65 out of 100, Moderate | $59.9M | 22.5% | 2.18% | vs |
| Spokane City Credit UnionCredit union Spokane, WA | 69 out of 100, Moderate | $65.9M | 10.6% | 0.11% | vs |
Deposit insurance
Is my money safe at Blue Mountain Credit Union?
Yes. Blue Mountain Credit Union is a federally insured credit union (NCUA charter #68280). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.6% of shares and deposits ($2.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.05%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Blue Mountain Credit Union lists 1 office in 1 city. Most locations:
- College Place, WA (1)
Identity & history
Profile
- Legal name
- Blue Mountain Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68280
- RSSD ID
- 24891
- Primary regulator
- State + NCUA
- Established
- 1959
- Headquarters
- 520 S College Ave, College Place, WA 99324
- Employees
- 13
Quick answers
Blue Mountain Credit Union: common questions
Is Blue Mountain Credit Union NCUA insured?
Yes. Blue Mountain Credit Union is a federally insured credit union (NCUA charter #68280). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Blue Mountain Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Blue Mountain Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near College Place
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Hapo Community Credit UnionCredit union Richland, WA | 80 out of 100, Strong | $3.0B | 11.2% | 0.18% | vs |
| Bank of Eastern OregonBank Heppner, OR | 73 out of 100, Strong | $933.6M | 11.6% | 1.22% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |
| Baker-Boyer National BankBank Walla Walla, WA | 66 out of 100, Moderate | $692.9M | 9.3% | 0.42% | vs |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | vs |