Side-by-side · Q2 2026 data
Ballston Spa National Bank vs Bank of Greene
Metric by metric
| Measure | Ballston Spa National Bank | Bank of Greene |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 37 | 49 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 24 | 77 (stronger) |
| Funding & liquidity | 42 | 97 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 13th | 83rd |
| Total assets | $1.4B | $3.2B |
| Deposits / shares | $1.2B | $2.7B |
| Capital ratio | 8.74% | 9.88% (stronger) |
| Problem loans | 0.23% | 0.23% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 0.09% | 1.42% (stronger) |
| Loans ÷ deposits | 91.1% | 63.4% (stronger) |
| Uninsured deposits | 39.8% | 14.7% (stronger) |
| Offices | 21 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | 24.3% |
Bank of Greene has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Ballston Spa National Bank leads on 0 and Bank of Greene on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Albany, NY
- Cairo, NY
- Clifton Park, NY
- Greenville, NY
- Ravena, NY
- West Coxsackie, NY