Bank of Greene is a savings bank headquartered in Catskill, New York, in business for about 52 years. At the end of Q2 2026 it reported $3.2B in total assets and $2.7B in deposits, with 20 offices.
Based on its Q2 2026 filing, Bank of Greene scores 77/100, which we describe as strong. That is higher than 83% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 22nd. Its strongest component is funding & liquidity (97/100; 63% loans-to-deposits, 15% uninsured), and its lowest is capital cushion (49/100; 9.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (75 → 77), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 73 |
| Q4 2024 | 72 |
| Q1 2025 | 75 |
| Q2 2025 | 75 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 77 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.29% |
| Q3 2024 | 9.62% |
| Q4 2024 | 9.34% |
| Q1 2025 | 9.51% |
| Q2 2025 | 9.24% |
| Q3 2025 | 9.55% |
| Q4 2025 | 9.37% |
| Q1 2026 | 9.83% |
| Q2 2026 | 9.88% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.23% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.97% |
| Q3 2024 | 0.97% |
| Q4 2024 | 1.00% |
| Q1 2025 | 1.15% |
| Q2 2025 | 1.23% |
| Q3 2025 | 1.24% |
| Q4 2025 | 1.27% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $3.2B | 9.88% | 0.23% | 1.42% | 63.4% |
| Q1 2026 | 77 | $3.2B | 9.83% | 0.18% | 1.37% | 62.1% |
| Q4 2025 | 75 | $3.1B | 9.37% | 0.19% | 1.27% | 62.9% |
| Q3 2025 | 75 | $3.1B | 9.55% | 0.21% | 1.24% | 59.9% |
| Q2 2025 | 75 | $3.0B | 9.24% | 0.19% | 1.23% | 60.2% |
| Q1 2025 | 75 | $3.0B | 9.51% | 0.18% | 1.15% | 59.8% |
| Q4 2024 | 72 | $3.0B | 9.34% | 0.26% | 1.00% | 61.6% |
| Q3 2024 | 73 | $2.9B | 9.62% | 0.24% | 0.97% | 59.1% |
| Q2 2024 | 72 | $2.8B | 9.29% | 0.25% | 0.97% | 61.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ponce Bank, National AssociationBank Bronx, NY | 77 out of 100, Strong | $3.5B | 15.8% | 0.81% | vs |
| Industrial and Commercial Bank of China USA, National AssociationBank New York, NY | 49 out of 100, Below average | $2.9B | 17.3% | 4.20% | vs |
| Habib American BankBank New York, NY | 61 out of 100, Moderate | $2.8B | 8.5% | 0.73% | vs |
| Chemung Canal Trust Company, National AssociationBank Elmira, NY | 72 out of 100, Strong | $2.8B | 11.4% | 0.38% | vs |
| Orange Bank & Trust CompanyBank Middletown, NY | 73 out of 100, Strong | $2.8B | 13.2% | 1.12% | vs |
| The Bank of East Asia Ltd.Bank New York, NY | 22 out of 100, Low | $3.7B | 0.0% | 2.52% | vs |
Deposit insurance
Is my money safe at Bank of Greene?
Yes. Bank of Greene is an FDIC-insured institution (FDIC certificate #21591). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.7% of deposits ($400.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.88%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.10% (benchmark: 10%).
20 locations
Branches
Bank of Greene lists 19 offices in 17 cities. Most locations:
- Catskill, NY (2)
- Hudson, NY (2)
- Albany, NY (1)
- Cairo, NY (1)
- Clifton Park, NY (1)
- Copake, NY (1)
- East Greenbush, NY (1)
- Germantown, NY (1)
- Ghent, NY (1)
- Greenville, NY (1)
- Kingston, NY (1)
- Ravena, NY (1)
HMDA 2025
Mortgage lending
In 2025, Bank of Greene reported 527 home-loan applications under HMDA (LEI 549300G0QSZVT1E3RS89): 351 originated ($88,275,000 total), 117 denied, and 45 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Greene
- Former names
- The Bank of Greene County; Greene County Savings Bank
- Type
- Savings bank
- FDIC certificate #
- 21591
- RSSD ID
- 214106
- Primary regulator
- OCC
- Holding company
- Greene County Bcorp Mhc
- Established
- May 18, 1974
- Headquarters
- 425 Main St, Catskill, NY 12414
- Website
- www.tbogc.com
- Employees
- 216
Quick answers
Bank of Greene: common questions
Is Bank of Greene FDIC insured?
Yes. Bank of Greene is an FDIC-insured institution (FDIC certificate #21591). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Greene's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Greene ever failed?
There is no failure record for FDIC certificate #21591 in the FDIC failed bank list.
How many branches does Bank of Greene have?
20 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Catskill
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greene County Commercial BankBank Catskill, NY | 73 out of 100, Strong | $1.3B | 10.1% | 0.00% | vs |
| Bank of MillbrookBank Millbrook, NY | 73 out of 100, Strong | $311.7M | 12.1% | 1.76% | vs |
| Mid-Hudson Valley Federal Credit UnionCredit union Kingston, NY | 69 out of 100, Moderate | $1.7B | 9.9% | 0.36% | vs |
| Rhinebeck BankBank Rhinebeck, NY | 69 out of 100, Moderate | $1.5B | 10.9% | 0.38% | vs |
| Greylock Federal Credit UnionCredit union Pittsfield, MA | 67 out of 100, Moderate | $1.8B | 12.8% | 1.35% | vs |
| Ulster Federal Credit UnionCredit union Kingston, NY | 67 out of 100, Moderate | $179.0M | 10.3% | 0.81% | vs |