Side-by-side · Q2 2026 data
Banc of California vs Axos Bank
Metric by metric
| Measure | Banc of California | Axos Bank |
|---|---|---|
| TellerScore | 35 | 71 (stronger) |
| Capital cushion | 46 (stronger) | 42 |
| Loan quality | 22 | 85 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 57 (stronger) | 54 |
| Problem-loan coverage | 70 | 93 (stronger) |
| Peer percentile | 4th | 76th |
| Total assets | $34.9B | $28.9B |
| Deposits / shares | $28.2B | $24.8B |
| Capital ratio | 9.64% (stronger) | 9.24% |
| Problem loans | 2.34% | 0.44% (stronger) |
| Net charge-offs | 1.39% | 0.09% (stronger) |
| Return on assets | -0.88% | 2.16% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 99.5% |
| Uninsured deposits | 28.9% | 21.2% (stronger) |
| Offices | 77 | 3 |
| CFPB complaints (3 yrs) | 24 | 635 |
| Complaints per $1B deposits | 0.9 (stronger) | 25.6 |
| Mortgage denial rate (HMDA) | — | 37.2% |
Axos Bank has the higher TellerScore (71 vs 35). On the 8 directional measures above (where higher or lower is clearly better), Banc of California leads on 3 and Axos Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.