Banc of California (FDIC certificate #24045) is based in Los Angeles, California. Its Q2 2026 call report shows $34.9B in total assets and $28.2B in deposits and 84 offices across 3 states.
Banc of California has a TellerScore of 35 out of 100 (low) based on Q2 2026 data — higher than only 4% of its 132 banks with $10 billion – $100 billion. Among 116 banks headquartered in California, it ranks 115th. Problem-loan coverage contributes the most (70/100, 15.1%); earnings contributes the least (0/100, -0.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 21 points (56 → 35), mostly because the earnings component weakened by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 61 |
| Q4 2024 | 62 |
| Q1 2025 | 62 |
| Q2 2025 | 56 |
| Q3 2025 | 56 |
| Q4 2025 | 60 |
| Q1 2026 | 59 |
| Q2 2026 | 35 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.38% |
| Q3 2024 | 10.74% |
| Q4 2024 | 11.08% |
| Q1 2025 | 10.88% |
| Q2 2025 | 10.42% |
| Q3 2025 | 10.44% |
| Q4 2025 | 10.65% |
| Q1 2026 | 10.73% |
| Q2 2026 | 9.64% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.88% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.28% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.13% |
| Q1 2026 | 1.33% |
| Q2 2026 | 2.34% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.78% |
| Q1 2026 | 0.93% |
| Q2 2026 | -0.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 35 | $34.9B | 9.64% | 2.34% | -0.88% | 88.2% |
| Q1 2026 | 59 | $34.6B | 10.73% | 1.33% | 0.93% | 90.4% |
| Q4 2025 | 60 | $34.7B | 10.65% | 1.13% | 0.78% | 89.2% |
| Q3 2025 | 56 | $33.9B | 10.44% | 1.34% | 0.70% | 88.1% |
| Q2 2025 | 56 | $34.2B | 10.42% | 1.28% | 0.59% | 88.5% |
| Q1 2025 | 62 | $33.7B | 10.88% | 0.97% | 0.76% | 86.9% |
| Q4 2024 | 62 | $33.5B | 11.08% | 0.88% | 0.49% | 86.1% |
| Q3 2024 | 61 | $33.3B | 10.74% | 0.75% | 0.39% | 86.2% |
| Q2 2024 | 62 | $35.2B | 10.38% | 0.65% | 0.46% | 85.9% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Axos BankBank San Diego, CA | 71 out of 100, Strong | $28.9B | 9.2% | 0.44% | vs |
| Cathay BankBank Los Angeles, CA | 69 out of 100, Moderate | $24.6B | 11.5% | 0.54% | vs |
| Mechanics BankBank Walnut Creek, CA | 65 out of 100, Moderate | $21.2B | 9.4% | 0.41% | vs |
| Citizens Business Bank, National AssociationBank Ontario, CA | 73 out of 100, Strong | $21.2B | 11.4% | 0.14% | vs |
| Bank of HopeBank Los Angeles, CA | 60 out of 100, Moderate | $19.0B | 10.8% | 0.88% | vs |
| Bank of America California, National AssociationBank San Francisco, CA | 74 out of 100, Strong | $14.8B | 12.4% | 0.66% | vs |
Deposit insurance
Is my money safe at Banc of California?
Yes. Banc of California is an FDIC-insured institution (FDIC certificate #24045). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.9% of deposits ($8.1B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.64%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.74% (benchmark: 10%).
84 locations
Branches
Banc of California lists 77 offices in 71 cities across 3 states. Most locations:
- Los Angeles, CA (5)
- San Diego, CA (3)
- Anaheim, CA (1)
- Arroyo Grande, CA (1)
- Bakersfield, CA (1)
- Beverly Hills, CA (1)
- Brea, CA (1)
- Camarillo, CA (1)
- Carlsbad, CA (1)
- Cathedral City, CA (1)
- Chula Vista, CA (1)
- Claremont, CA (1)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 24 consumer complaints about BANC OF CALIFORNIA, INC. to the company (10 in the last 12 months). 100.0% received a timely response. That is 0.9 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
Identity & history
Profile
- Legal name
- Banc of California
- Former names
- Pacific Western Bank; First Professional Bank, National Association; Pacific Western National Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 24045
- RSSD ID
- 494261
- Primary regulator
- FED
- Holding company
- Banc of California Inc
- Established
- August 26, 1982
- Headquarters
- 11611 San Vicente Blvd, Los Angeles, CA 90049
- Website
- www.bancofcal.com
- Employees
- 1,911
Quick answers
Banc of California: common questions
Is Banc of California FDIC insured?
Yes. Banc of California is an FDIC-insured institution (FDIC certificate #24045). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Banc of California's TellerScore?
35 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Banc of California ever failed?
There is no failure record for FDIC certificate #24045 in the FDIC failed bank list.
How many branches does Banc of California have?
84 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Los Angeles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |
| Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA | 88 out of 100, Very strong | $1.4B | 16.8% | 0.00% | vs |