Side-by-side · Q2 2026 data
Banc of California vs Bank of America California, National Association
Bank
Bank of America California, National Association
San Francisco, California · $10 billion – $100 billion
Metric by metric
| Measure | Banc of California | Bank of America California, National Association |
|---|---|---|
| TellerScore | 35 | 74 (stronger) |
| Capital cushion | 46 | 74 (stronger) |
| Loan quality | 22 | 78 (stronger) |
| Earnings | 0 | 51 (stronger) |
| Funding & liquidity | 57 | 84 (stronger) |
| Problem-loan coverage | 70 | 93 (stronger) |
| Peer percentile | 4th | 87th |
| Total assets | $34.9B | $14.8B |
| Deposits / shares | $28.2B | $12.3B |
| Capital ratio | 9.64% | 12.41% (stronger) |
| Problem loans | 2.34% | 0.66% (stronger) |
| Net charge-offs | 1.39% | -0.02% (stronger) |
| Return on assets | -0.88% | 0.77% (stronger) |
| Loans ÷ deposits | 88.2% | 76.6% (stronger) |
| Uninsured deposits | 28.9% | 6.2% (stronger) |
| Offices | 77 | 1 |
| CFPB complaints (3 yrs) | 24 | — |
| Complaints per $1B deposits | 0.9 | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of America California, National Association has the higher TellerScore (74 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Banc of California leads on 0 and Bank of America California, National Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.