Side-by-side · Q2 2026 data
BancFirst vs McAlester Aap Federal Credit Union
Credit union
McAlester Aap Federal Credit Union
McAlester, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | BancFirst | McAlester Aap Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 90 (stronger) | 85 |
| Funding & liquidity | 83 | 87 (stronger) |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 76th | 38th |
| Total assets | $12.8B | $12.4M |
| Deposits / shares | $11.2B | $7.6M |
| Capital ratio | 10.63% | 38.37% (stronger) |
| Problem loans | 1.19% (stronger) | 4.84% |
| Net charge-offs | 0.11% | 0.08% (stronger) |
| Return on assets | 1.75% (stronger) | 1.62% |
| Loans ÷ deposits | 63.8% (stronger) | 73.1% |
| Uninsured deposits | 27.1% | 1.7% (stronger) |
| Offices | 94 | 1 |
| CFPB complaints (3 yrs) | 55 | — |
| Complaints per $1B deposits | 4.9 | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
BancFirst has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), BancFirst leads on 4 and McAlester Aap Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.