BancFirst (FDIC certificate #27476) is based in Oklahoma City, Oklahoma. Its Q2 2026 call report shows $12.8B in total assets and $11.2B in deposits and 120 offices.
Based on its Q2 2026 filing, BancFirst scores 71/100, which we describe as strong. That is higher than 76% of 132 banks with $10 billion – $100 billion. Among 170 banks headquartered in Oklahoma, it ranks 74th. Its strongest component is earnings (90/100; 1.75%), and its lowest is capital cushion (56/100; 10.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (74 → 71), mostly because the loan quality component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 77 |
| Q4 2024 | 75 |
| Q1 2025 | 75 |
| Q2 2025 | 74 |
| Q3 2025 | 73 |
| Q4 2025 | 75 |
| Q1 2026 | 73 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.69% |
| Q3 2024 | 10.52% |
| Q4 2024 | 10.29% |
| Q1 2025 | 10.36% |
| Q2 2025 | 10.46% |
| Q3 2025 | 10.62% |
| Q4 2025 | 10.74% |
| Q1 2026 | 10.49% |
| Q2 2026 | 10.63% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.66% |
| Q1 2025 | 0.60% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.91% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.94% |
| Q2 2026 | 1.19% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.68% |
| Q3 2024 | 1.72% |
| Q4 2024 | 1.76% |
| Q1 2025 | 1.70% |
| Q2 2025 | 1.76% |
| Q3 2025 | 1.76% |
| Q4 2025 | 1.79% |
| Q1 2026 | 1.68% |
| Q2 2026 | 1.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $12.8B | 10.63% | 1.19% | 1.75% | 63.8% |
| Q1 2026 | 73 | $12.8B | 10.49% | 0.94% | 1.68% | 63.0% |
| Q4 2025 | 75 | $12.1B | 10.74% | 0.87% | 1.79% | 64.1% |
| Q3 2025 | 73 | $11.9B | 10.62% | 0.91% | 1.76% | 65.5% |
| Q2 2025 | 74 | $11.9B | 10.46% | 0.82% | 1.76% | 64.1% |
| Q1 2025 | 75 | $11.8B | 10.36% | 0.60% | 1.70% | 64.0% |
| Q4 2024 | 75 | $11.4B | 10.29% | 0.66% | 1.76% | 65.3% |
| Q3 2024 | 77 | $11.1B | 10.52% | 0.42% | 1.72% | 69.5% |
| Q2 2024 | 77 | $10.7B | 10.69% | 0.43% | 1.68% | 70.9% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First United Bank and Trust CompanyBank Durant, OK | 50 out of 100, Below average | $16.6B | 9.8% | 1.69% | vs |
| MidFirst BankBank Oklahoma City, OK | 34 out of 100, Low | $42.8B | 9.0% | 18.31% | vs |
| BOKF, National AssociationBank Tulsa, OK | 64 out of 100, Moderate | $53.0B | 9.3% | 0.54% | vs |
Deposit insurance
Is my money safe at BancFirst?
Yes. BancFirst is an FDIC-insured institution (FDIC certificate #27476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.1% of deposits ($3.0B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.56% (benchmark: 10%).
120 locations
Branches
BancFirst lists 94 offices in 62 cities. Most locations:
- Oklahoma City, OK (16)
- Claremore, OK (4)
- Tulsa, OK (4)
- Edmond, OK (3)
- Lawton, OK (3)
- Norman, OK (3)
- Duncan, OK (2)
- El Reno, OK (2)
- Mcalester, OK (2)
- Moore, OK (2)
- Yukon, OK (2)
- Ardmore, OK (1)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 55 consumer complaints about BANCFIRST CORPORATION to the company (27 in the last 12 months). 100.0% received a timely response. That is 4.9 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, BancFirst reported 4,838 home-loan applications under HMDA (LEI 549300MNZECUR067HB12): 3,819 originated ($624,255,000 total), 482 denied, and 100 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- BancFirst
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 27476
- RSSD ID
- 1386251
- Primary regulator
- FED
- Holding company
- Bancfirst Corp
- Established
- April 1, 1989
- Headquarters
- 100 N Broadway Ave, Oklahoma City, OK 73102
- Website
- www.bancfirst.bank
- Employees
- 2,032
Quick answers
BancFirst: common questions
Is BancFirst FDIC insured?
Yes. BancFirst is an FDIC-insured institution (FDIC certificate #27476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BancFirst's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BancFirst ever failed?
There is no failure record for FDIC certificate #27476 in the FDIC failed bank list.
How many branches does BancFirst have?
120 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |