Side-by-side · Q2 2026 data
BancFirst vs Red River Federal Credit Union
Metric by metric
| Measure | BancFirst | Red River Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 56 | 71 (stronger) |
| Loan quality | 60 | 91 (stronger) |
| Earnings | 90 (stronger) | 82 |
| Funding & liquidity | 83 (stronger) | 68 |
| Problem-loan coverage | 86 (stronger) | 83 |
| Peer percentile | 76th | 76th |
| Total assets | $12.8B | $168.4M |
| Deposits / shares | $11.2B | $141.5M |
| Capital ratio | 10.63% | 12.10% (stronger) |
| Problem loans | 1.19% | 0.28% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.19% |
| Return on assets | 1.75% (stronger) | 1.55% |
| Loans ÷ deposits | 63.8% (stronger) | 92.4% |
| Uninsured deposits | 27.1% | 6.6% (stronger) |
| Offices | 94 | 3 |
| CFPB complaints (3 yrs) | 55 | — |
| Complaints per $1B deposits | 4.9 | — |
| Mortgage denial rate (HMDA) | 10.2% | 9.7% |
Red River Federal Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BancFirst leads on 3 and Red River Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.