Side-by-side · Q2 2026 data
Banco do Brasil Americas vs Cogent Bank
Metric by metric
| Measure | Banco do Brasil Americas | Cogent Bank |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 59 (stronger) | 47 |
| Loan quality | 72 | 87 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 43 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 66th | 66th |
| Total assets | $3.5B | $2.5B |
| Deposits / shares | $3.1B | $2.2B |
| Capital ratio | 10.90% (stronger) | 9.72% |
| Problem loans | 0.83% | 0.39% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 1.57% | 2.22% (stronger) |
| Loans ÷ deposits | 69.9% (stronger) | 82.5% |
| Uninsured deposits | 30.5% (stronger) | 46.3% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 8.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Banco do Brasil Americas leads on 4 and Cogent Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.