TellerScore

Headquartered in Miami, Florida, Banco do Brasil Americas is a state-chartered bank with $3.5B in total assets and $3.1B in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1986.

Based on its Q2 2026 filing, Banco do Brasil Americas scores 72/100, which we describe as strong. That is higher than 66% of 897 banks with $1 billion – $10 billion. Among 82 banks headquartered in Florida, it ranks 31st. Its strongest component is problem-loan coverage (91/100; 4.6%), and its lowest is capital cushion (59/100; 10.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Tier 1 leverage ratio: 10.90%
Loan quality72/100
Noncurrent loans ÷ total loans: 0.83%
Earnings83/100
Return on assets (annualized): 1.57%
Funding & liquidity73/100
Loans ÷ deposits and uninsured-deposit share: 69.9% · 30.5% uninsured
Problem-loan coverage91/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (79 → 72), mostly because the loan quality component weakened by 16 points.

TellerScore
727679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202479
Q4 202479
Q1 202577
Q2 202579
Q3 202574
Q4 202576
Q1 202672
Q2 202672
Tier 1 leverage ratio
5.00%8.00%11.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.79%
Q3 202410.25%
Q4 202410.58%
Q1 202510.61%
Q2 202510.57%
Q3 202510.62%
Q4 202511.01%
Q1 202610.95%
Q2 202610.90%
Noncurrent loans
0.31%0.58%0.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.74%
Q3 20240.31%
Q4 20240.40%
Q1 20250.48%
Q2 20250.37%
Q3 20250.84%
Q4 20250.76%
Q1 20260.86%
Q2 20260.83%
Return on assets
1.57%1.64%1.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.72%
Q3 20241.70%
Q4 20241.66%
Q1 20251.58%
Q2 20251.64%
Q3 20251.66%
Q4 20251.63%
Q1 20261.57%
Q2 20261.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$3.5B10.90%0.83%1.57%69.9%
Q1 202672$3.4B10.95%0.86%1.57%69.0%
Q4 202576$3.2B11.01%0.76%1.63%69.1%
Q3 202574$3.2B10.62%0.84%1.66%68.2%
Q2 202579$3.1B10.57%0.37%1.64%66.4%
Q1 202577$3.0B10.61%0.48%1.58%64.2%
Q4 202479$2.8B10.58%0.40%1.66%64.2%
Q3 202479$2.8B10.25%0.31%1.70%59.3%
Q2 202474$2.8B9.79%0.74%1.72%55.5%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.90%
58th
Total risk-based capital24.56%
96th
Problem loans0.83%
33rd
Net charge-offs0.03%
55th
Return on assets1.57%
72nd
Net interest margin3.83%
58th
Efficiency ratio49.9%
76th
Loans to deposits69.9%
84th
Uninsured deposits30.5%
51st
Loan-loss reserves1.31%
71st
Texas ratio4.6%
41st

Similar-size banks in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of TampaBank Tampa, FL70 out of 100, Strong$3.0B11.0%0.29%vs
U. S. Century BankBank Doral, FL69 out of 100, Moderate$3.0B10.0%0.09%vs
Capital City BankBank Tallahassee, FL72 out of 100, Strong$4.4B10.3%0.40%vs
Newtek Bank, National AssociationBank Miami, FL41 out of 100, Below average$2.5B8.6%7.19%vs
First Federal BankBank Lake City, FL50 out of 100, Below average$4.5B10.8%2.96%vs
Cogent BankBank Orlando, FL72 out of 100, Strong$2.5B9.7%0.39%vs

Deposit insurance

Is my money safe at Banco do Brasil Americas?

Yes. Banco do Brasil Americas is an FDIC-insured institution (FDIC certificate #26725). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.5% of deposits ($941.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.56% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Banco do Brasil Americas lists 4 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Banco do Brasil Americas reported 647 home-loan applications under HMDA (LEI 254900667M5CK6Y3DF27): 519 originated ($321,785,000 total), 69 denied, and 48 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Banco do Brasil Americas
Former names
EuroBank; Transflorida Bank of Palm Beach
Type
State-chartered bank
FDIC certificate #
26725
RSSD ID
110936
Primary regulator
FDIC
Holding company
Banco Do Brasil Sa
Established
July 24, 1986
Headquarters
1221 Brickell Ave, Miami, FL 33131
Employees
291

Quick answers

Banco do Brasil Americas: common questions

Is Banco do Brasil Americas FDIC insured?

Yes. Banco do Brasil Americas is an FDIC-insured institution (FDIC certificate #26725). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Banco do Brasil Americas's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Banco do Brasil Americas ever failed?

There is no failure record for FDIC certificate #26725 in the FDIC failed bank list.

How many branches does Banco do Brasil Americas have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Miami

InstitutionScoreAssetsCapitalProblem loansCompare
Dade County Federal Credit UnionCredit union Sweetwater, FL84 out of 100, Strong$1.5B13.1%0.31%vs
Educational Federal Credit UnionCredit union Miami, FL84 out of 100, Strong$1.8B15.4%0.61%vs
Desjardins Bank, National AssociationBank Hallandale, FL84 out of 100, Strong$362.1M19.3%0.31%vs
Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL81 out of 100, Strong$14.2M22.9%0.04%vs
Shaw-Ross Employees Credit UnionCredit union Miami, FL81 out of 100, Strong$6.8M14.9%0.53%vs
Guardians Credit UnionCredit union West Palm Beach, FL80 out of 100, Strong$309.5M14.7%0.42%vs