Side-by-side · Q2 2026 data
Banco Popular de Puerto Rico vs Caribe Federal Credit Union
Metric by metric
| Measure | Banco Popular de Puerto Rico | Caribe Federal Credit Union |
|---|---|---|
| TellerScore | 42 | 82 (stronger) |
| Capital cushion | 25 | 70 (stronger) |
| Loan quality | 20 | 84 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 51 | 72 (stronger) |
| Problem-loan coverage | 70 | 92 (stronger) |
| Peer percentile | 7th | 82nd |
| Total assets | $63.3B | $799.9M |
| Deposits / shares | $58.7B | $691.3M |
| Capital ratio | 7.53% | 12.04% (stronger) |
| Problem loans | 2.40% | 0.49% (stronger) |
| Net charge-offs | 1.16% (stronger) | 1.44% |
| Return on assets | 1.38% | 3.54% (stronger) |
| Loans ÷ deposits | 46.4% (stronger) | 88.1% |
| Uninsured deposits | 59.2% | 9.4% (stronger) |
| Offices | 158 | 7 |
| CFPB complaints (3 yrs) | 511 | — |
| Complaints per $1B deposits | 8.7 | — |
| Mortgage denial rate (HMDA) | 23.8% | 30.8% |
Caribe Federal Credit Union has the higher TellerScore (82 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Banco Popular de Puerto Rico leads on 2 and Caribe Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- San Juan, PR
- Guaynabo, PR
- Ponce, PR
- Rio Grande, PR
- Anasco, PR