TellerScore

Side-by-side · Q2 2026 data

Banco Popular de Puerto Rico vs Mid-Island Federal Credit Union

Bank

Banco Popular de Puerto Rico

San Juan, Puerto Rico · $10 billion – $100 billion

42of 100
Below average

Credit union

Mid-Island Federal Credit Union

Christiansted, U.S. Virgin Islands · Under $100 million in assets

65of 100
Moderate

Metric by metric

MeasureBanco Popular de Puerto RicoMid-Island Federal Credit Union
TellerScore4265 (stronger)
Capital cushion2551 (stronger)
Loan quality2086 (stronger)
Earnings75 (stronger)17
Funding & liquidity51100 (stronger)
Problem-loan coverage7098 (stronger)
Peer percentile7th30th
Total assets$63.3B$17.9M
Deposits / shares$58.7B$15.6M
Capital ratio7.53%10.05% (stronger)
Problem loans2.40%0.41% (stronger)
Net charge-offs1.16%0.63% (stronger)
Return on assets1.38% (stronger)-0.08%
Loans ÷ deposits46.4%31.9% (stronger)
Uninsured deposits59.2%0.0% (stronger)
Offices1582
CFPB complaints (3 yrs)511—
Complaints per $1B deposits8.7—
Mortgage denial rate (HMDA)23.8%—

Mid-Island Federal Credit Union has the higher TellerScore (65 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Banco Popular de Puerto Rico leads on 1 and Mid-Island Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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