Side-by-side · Q2 2026 data
Bangor Savings Bank vs Downeast Credit Union
Metric by metric
| Measure | Bangor Savings Bank | Downeast Credit Union |
|---|---|---|
| TellerScore | 55 (stronger) | 54 |
| Capital cushion | 28 | 38 (stronger) |
| Loan quality | 84 (stronger) | 68 |
| Earnings | 35 | 39 (stronger) |
| Funding & liquidity | 64 | 66 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 13th | 10th |
| Total assets | $7.7B | $330.4M |
| Deposits / shares | $5.7B | $297.3M |
| Capital ratio | 7.79% | 8.85% (stronger) |
| Problem loans | 0.47% (stronger) | 0.95% |
| Net charge-offs | 0.02% (stronger) | 0.31% |
| Return on assets | 0.37% | 0.48% (stronger) |
| Loans ÷ deposits | 90.9% (stronger) | 94.2% |
| Uninsured deposits | 19.7% | 7.8% (stronger) |
| Offices | 70 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | 34.2% |
Bangor Savings Bank has the higher TellerScore (55 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bangor Savings Bank leads on 4 and Downeast Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Belfast, ME
- Brewer, ME
- Calais, ME
- Machias, ME
- Unity, ME