Side-by-side · Q2 2026 data
Bangor Savings Bank vs Franklin Savings Bank
Metric by metric
| Measure | Bangor Savings Bank | Franklin Savings Bank |
|---|---|---|
| TellerScore | 55 | 72 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 84 (stronger) | 55 |
| Earnings | 35 | 59 (stronger) |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 13th | 50th |
| Total assets | $7.7B | $786.9M |
| Deposits / shares | $5.7B | $601.1M |
| Capital ratio | 7.79% | 18.79% (stronger) |
| Problem loans | 0.47% (stronger) | 1.36% |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 0.37% | 0.99% (stronger) |
| Loans ÷ deposits | 90.9% (stronger) | 111.5% |
| Uninsured deposits | 19.7% | 7.6% (stronger) |
| Offices | 70 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | — |
Franklin Savings Bank has the higher TellerScore (72 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bangor Savings Bank leads on 3 and Franklin Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ellsworth, ME
- Farmington, ME
- Rumford, ME
- Skowhegan, ME