Side-by-side · Q2 2026 data
Bank 1st vs Community Bank of Oelwein
Metric by metric
| Measure | Bank 1st | Community Bank of Oelwein |
|---|---|---|
| TellerScore | 91 (stronger) | 86 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 100 | 100 |
| Earnings | 72 (stronger) | 64 |
| Funding & liquidity | 76 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 96th | 81st |
| Total assets | $166.1M | $95.0M |
| Deposits / shares | $128.6M | $75.0M |
| Capital ratio | 15.20% (stronger) | 14.11% |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.30% (stronger) | 1.09% |
| Loans ÷ deposits | 74.2% (stronger) | 80.7% |
| Uninsured deposits | 24.3% | 16.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 1st has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Bank 1st leads on 6 and Community Bank of Oelwein on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.