Side-by-side · Q2 2026 data
Bank 21 vs Bothwell Hospital Employees Credit Union
Credit union
Bothwell Hospital Employees Credit Union
Sedalia, Missouri · Under $100 million in assets
Metric by metric
| Measure | Bank 21 | Bothwell Hospital Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 13 |
| Capital cushion | 65 (stronger) | 0 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 37 | 86 (stronger) |
| Problem-loan coverage | 91 (stronger) | 0 |
| Peer percentile | 75th | 0th |
| Total assets | $202.1M | $1.5M |
| Deposits / shares | $164.7M | $1.4M |
| Capital ratio | 11.51% (stronger) | 3.55% |
| Problem loans | 0.05% (stronger) | 5.23% |
| Net charge-offs | -0.04% (stronger) | 1.27% |
| Return on assets | 2.72% (stronger) | -8.66% |
| Loans ÷ deposits | 109.6% | 74.4% (stronger) |
| Uninsured deposits | 27.1% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 21 has the higher TellerScore (79 vs 13). On the 7 directional measures above (where higher or lower is clearly better), Bank 21 leads on 5 and Bothwell Hospital Employees Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.