TellerScore

Bothwell Hospital Employees Credit Union (NCUA charter #61268) is based in Sedalia, Missouri. Its Q2 2026 call report shows $1.5M in total assets and $1.4M in member shares and deposits and 2 offices.

Bothwell Hospital Employees Credit Union has a TellerScore of 13 out of 100 (low) based on Q2 2026 data — higher than only 0% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 87th. Funding & liquidity contributes the most (86/100, 74% loans-to-deposits, 0% uninsured); problem-loan coverage contributes the least (0/100, 75.5%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Net worth ratio: 3.55%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.23%
Earnings0/100
Return on assets (annualized): -8.66%
Funding & liquidity86/100
Loans ÷ shares: 74.4% · 0.0% uninsured
Problem-loan coverage0/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 75.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 52 points (65 → 13), mostly because the loan quality component weakened by 100 points.

TellerScore
133965Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202463
Q4 202434
Q1 202525
Q2 202565
Q3 202534
Q4 202532
Q1 202613
Q2 202613
Net worth ratio
3.55%6.49%9.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.84%
Q3 20248.79%
Q4 20249.43%
Q1 20258.99%
Q2 20259.25%
Q3 20258.79%
Q4 20258.07%
Q1 20264.89%
Q2 20263.55%
Delinquent loans (60+ days)
0.00%5.30%10.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.28%
Q4 20244.63%
Q1 20254.53%
Q2 20250.00%
Q3 20252.34%
Q4 20252.29%
Q1 202610.60%
Q2 20265.23%
Return on assets
-9.32%-4.34%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.63%
Q4 20240.59%
Q1 2025-0.50%
Q2 20250.28%
Q3 2025-1.16%
Q4 2025-2.20%
Q1 2026-9.32%
Q2 2026-8.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202613$1.5M3.55%5.23%-8.66%74.4%
Q1 202613$1.6M4.89%10.60%-9.32%76.4%
Q4 202532$1.7M8.07%2.29%-2.20%88.5%
Q3 202534$1.8M8.79%2.34%-1.16%89.6%
Q2 202565$1.9M9.25%0.00%0.28%88.0%
Q1 202525$1.9M8.99%4.53%-0.50%89.5%
Q4 202434$1.8M9.43%4.63%0.59%91.1%
Q3 202463$2.0M8.79%0.28%0.63%89.4%
Q2 202464$2.2M7.84%0.00%0.62%81.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio3.55%
0th
Problem loans5.23%
6th
Net charge-offs1.27%
10th
Return on assets-8.66%
1st
Loans to deposits74.4%
26th
Uninsured deposits0.0%
81st
Loan-loss reserves2.00%
90th
Texas ratio75.5%
0th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
St. Augustine Credit UnionCredit union Kelso, MO83 out of 100, Strong$1.5M14.4%0.00%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
Northeast Regional Credit UnionCredit union Hannibal, MO76 out of 100, Strong$1.8M13.3%0.00%vs
African Diaspora Federal Credit UnionCredit union Saint Ann, MO50 out of 100, Below average$547K-2.3%0.00%vs
Wedevelopment Federal Credit UnionCredit union Kansas City, MO25 out of 100, Low$2.4M-11.7%12.47%vs
West Side Baptist Church Federal Credit UnionCredit union Saint Louis, MO89 out of 100, Very strong$399K14.3%0.00%vs

Deposit insurance

Is my money safe at Bothwell Hospital Employees Credit Union?

Yes. Bothwell Hospital Employees Credit Union is a federally insured credit union (NCUA charter #61268). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 3.55%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Bothwell Hospital Employees Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bothwell Hospital Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61268
RSSD ID
127596
Primary regulator
State + NCUA
Established
1972
Headquarters
600 E 13th St, Sedalia, MO 65301
Employees
2

Quick answers

Bothwell Hospital Employees Credit Union: common questions

Is Bothwell Hospital Employees Credit Union NCUA insured?

Yes. Bothwell Hospital Employees Credit Union is a federally insured credit union (NCUA charter #61268). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Bothwell Hospital Employees Credit Union's TellerScore?

13 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bothwell Hospital Employees Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sedalia

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of VersaillesBank Versailles, MO89 out of 100, Very strong$359.0M15.0%0.03%vs
The Missouri BankBank Warrenton, MO88 out of 100, Very strong$461.5M12.6%0.13%vs
The Citizens-Farmers Bank of Cole CampBank Cole Camp, MO85 out of 100, Very strong$207.0M14.8%1.35%vs
Wood & Huston BankBank Marshall, MO82 out of 100, Strong$1.2B11.6%0.14%vs
Concordia Bank of Concordia, MissouriBank Concordia, MO80 out of 100, Strong$130.0M11.9%0.32%vs
Bank 21Bank Carrollton, MO79 out of 100, Strong$202.1M11.5%0.05%vs