Side-by-side · Q2 2026 data
Bank 21 vs Citizens Community Bank
Metric by metric
| Measure | Bank 21 | Citizens Community Bank |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 65 | 66 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 37 | 85 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 75th | 75th |
| Total assets | $202.1M | $142.6M |
| Deposits / shares | $164.7M | $125.9M |
| Capital ratio | 11.51% | 11.56% (stronger) |
| Problem loans | 0.05% (stronger) | 0.27% |
| Net charge-offs | -0.04% (stronger) | 0.25% |
| Return on assets | 2.72% (stronger) | 1.19% |
| Loans ÷ deposits | 109.6% | 75.7% (stronger) |
| Uninsured deposits | 27.1% | 9.8% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank 21 leads on 3 and Citizens Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.