Side-by-side · Q2 2026 data
Bank 21 vs North American Savings Bank, F.S.B.
Metric by metric
| Measure | Bank 21 | North American Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 65 | 92 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 37 | 50 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 75th | 80th |
| Total assets | $202.1M | $3.2B |
| Deposits / shares | $164.7M | $1.9B |
| Capital ratio | 11.51% | 14.21% (stronger) |
| Problem loans | 0.05% (stronger) | 0.90% |
| Net charge-offs | -0.04% (stronger) | 0.03% |
| Return on assets | 2.72% (stronger) | 1.29% |
| Loans ÷ deposits | 109.6% (stronger) | 116.2% |
| Uninsured deposits | 27.1% | 10.8% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.0% |
Bank 21 has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank 21 leads on 5 and North American Savings Bank, F.S.B. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.