Side-by-side · Q2 2026 data
Bank 7 vs International Bank of Commerce
Metric by metric
| Measure | Bank 7 | International Bank of Commerce |
|---|---|---|
| TellerScore | 86 | 88 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 87 (stronger) | 78 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 54 | 90 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 97th | 98th |
| Total assets | $1.9B | $1.6B |
| Deposits / shares | $1.6B | $1.2B |
| Capital ratio | 13.88% | 15.53% (stronger) |
| Problem loans | 0.39% (stronger) | 0.66% |
| Net charge-offs | -0.01% (stronger) | 0.25% |
| Return on assets | 2.10% (stronger) | 1.37% |
| Loans ÷ deposits | 96.7% | 54.8% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 24.2% |
| Offices | 12 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
International Bank of Commerce has the higher TellerScore (88 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Bank 7 leads on 4 and International Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.