Bank 7 is a state-chartered bank (fed member) headquartered in Oklahoma City, Oklahoma, in business for about 125 years. At the end of Q2 2026 it reported $1.9B in total assets and $1.6B in deposits, with 12 offices across 3 states.
Based on its Q2 2026 filing, Bank 7 scores 86/100, which we describe as very strong. That is higher than 97% of 897 banks with $1 billion – $10 billion. Among 170 banks headquartered in Oklahoma, it ranks 16th. Its strongest component is earnings (100/100; 2.10%), and its lowest is funding & liquidity (54/100; 97% loans-to-deposits, 24% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the capital cushion component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 78 |
| Q4 2024 | 81 |
| Q1 2025 | 82 |
| Q2 2025 | 83 |
| Q3 2025 | 83 |
| Q4 2025 | 83 |
| Q1 2026 | 82 |
| Q2 2026 | 86 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.12% |
| Q3 2024 | 11.64% |
| Q4 2024 | 12.18% |
| Q1 2025 | 12.39% |
| Q2 2025 | 12.49% |
| Q3 2025 | 12.71% |
| Q4 2025 | 12.82% |
| Q1 2026 | 13.24% |
| Q2 2026 | 13.88% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.62% |
| Q3 2024 | 2.65% |
| Q4 2024 | 2.62% |
| Q1 2025 | 2.35% |
| Q2 2025 | 2.40% |
| Q3 2025 | 2.38% |
| Q4 2025 | 2.34% |
| Q1 2026 | 2.46% |
| Q2 2026 | 2.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $1.9B | 13.88% | 0.39% | 2.10% | 96.7% |
| Q1 2026 | 82 | $1.9B | 13.24% | 0.58% | 2.46% | 94.4% |
| Q4 2025 | 83 | $2.0B | 12.82% | 0.40% | 2.34% | 93.4% |
| Q3 2025 | 83 | $1.9B | 12.71% | 0.35% | 2.38% | 92.7% |
| Q2 2025 | 83 | $1.8B | 12.49% | 0.36% | 2.40% | 92.9% |
| Q1 2025 | 82 | $1.8B | 12.39% | 0.41% | 2.35% | 90.7% |
| Q4 2024 | 81 | $1.7B | 12.18% | 0.51% | 2.62% | 91.0% |
| Q3 2024 | 78 | $1.7B | 11.64% | 0.54% | 2.65% | 93.1% |
| Q2 2024 | 78 | $1.7B | 11.12% | 0.50% | 2.62% | 90.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Great Plains National BankBank Elk City, OK | 62 out of 100, Moderate | $1.9B | 9.4% | 1.33% | vs |
| Mabrey BankBank Bixby, OK | 63 out of 100, Moderate | $2.0B | 8.5% | 0.41% | vs |
| Gateway First BankBank Jenks, OK | 54 out of 100, Below average | $2.1B | 14.1% | 4.36% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Regent BankBank Tulsa, OK | 43 out of 100, Below average | $2.2B | 9.9% | 2.51% | vs |
| American Heritage BankBank Sapulpa, OK | 71 out of 100, Strong | $1.5B | 9.6% | 0.21% | vs |
Deposit insurance
Is my money safe at Bank 7?
Yes. Bank 7 is an FDIC-insured institution (FDIC certificate #4147). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.8% of deposits ($389.0M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.36% (benchmark: 10%).
12 locations
Branches
Bank 7 lists 12 offices in 12 cities across 3 states. Most locations:
- Camargo, OK (1)
- Copeland, KS (1)
- Frisco, TX (1)
- Geary, OK (1)
- Irving, TX (1)
- Medford, OK (1)
- Montezuma, KS (1)
- Mustang, OK (1)
- Oklahoma City, OK (1)
- Tulsa, OK (1)
- Watonga, OK (1)
- Woodward, OK (1)
HMDA 2025
Mortgage lending
In 2025, Bank 7 reported 120 home-loan applications under HMDA (LEI 5493003OO8EG0RKSFX83): 113 originated ($48,515,000 total), 4 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank 7
- Former names
- The First National Bank of Medford
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4147
- RSSD ID
- 18854
- Primary regulator
- FED
- Holding company
- Bank7 Corp
- Established
- May 6, 1901
- Headquarters
- 1039 Nw 63rd St, Oklahoma City, OK 73116
- Website
- www.bank7.com
- Employees
- 129
Quick answers
Bank 7: common questions
Is Bank 7 FDIC insured?
Yes. Bank 7 is an FDIC-insured institution (FDIC certificate #4147). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank 7's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank 7 ever failed?
There is no failure record for FDIC certificate #4147 in the FDIC failed bank list.
How many branches does Bank 7 have?
12 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |