Side-by-side · Q2 2026 data
Bank 7 vs The Seiling State Bank
Metric by metric
| Measure | Bank 7 | The Seiling State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 89 (stronger) | 55 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 54 | 68 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 97th | 75th |
| Total assets | $1.9B | $195.0M |
| Deposits / shares | $1.6B | $175.2M |
| Capital ratio | 13.88% (stronger) | 10.54% |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | -0.01% | -0.60% (stronger) |
| Return on assets | 2.10% (stronger) | 1.60% |
| Loans ÷ deposits | 96.7% | 78.3% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 27.7% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Bank 7 has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank 7 leads on 4 and The Seiling State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.