Side-by-side · Q2 2026 data
Bank 7 vs Watermark Bank
Metric by metric
| Measure | Bank 7 | Watermark Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 89 (stronger) | 83 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 54 (stronger) | 44 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 97th | 80th |
| Total assets | $1.9B | $450.5M |
| Deposits / shares | $1.6B | $387.4M |
| Capital ratio | 13.88% (stronger) | 13.29% |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 2.10% (stronger) | 1.34% |
| Loans ÷ deposits | 96.7% (stronger) | 97.1% |
| Uninsured deposits | 23.8% (stronger) | 32.6% |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Bank 7 has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank 7 leads on 5 and Watermark Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.