Side-by-side · Q2 2026 data
Bank vs Members Community Credit Union
Metric by metric
| Measure | Bank | Members Community Credit Union |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 37 | 75 (stronger) |
| Loan quality | 74 | 92 (stronger) |
| Earnings | 47 | 68 (stronger) |
| Funding & liquidity | 78 | 86 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 19th | 70th |
| Total assets | $217.4M | $99.2M |
| Deposits / shares | $193.0M | $83.0M |
| Capital ratio | 8.68% | 12.48% (stronger) |
| Problem loans | 0.78% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.67% | 1.21% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 73.8% |
| Uninsured deposits | 26.2% | 3.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Members Community Credit Union has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank leads on 2 and Members Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.