Headquartered in Muscatine, Iowa, Members Community Credit Union is a federally insured state-chartered credit union with $99.2M in total assets and $83.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1957.
Members Community Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 17th. Problem-loan coverage contributes the most (98/100, 1.2%); earnings contributes the least (68/100, 1.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (80 → 82), mostly because the capital cushion component improved by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 80 |
| Q4 2024 | 79 |
| Q1 2025 | 78 |
| Q2 2025 | 80 |
| Q3 2025 | 83 |
| Q4 2025 | 82 |
| Q1 2026 | 80 |
| Q2 2026 | 82 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.57% |
| Q3 2024 | 11.94% |
| Q4 2024 | 11.51% |
| Q1 2025 | 11.39% |
| Q2 2025 | 12.00% |
| Q3 2025 | 12.45% |
| Q4 2025 | 12.37% |
| Q1 2026 | 12.24% |
| Q2 2026 | 12.48% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.10% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.08% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.25% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 1.10% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.89% |
| Q2 2025 | 1.20% |
| Q3 2025 | 1.31% |
| Q4 2025 | 1.18% |
| Q1 2026 | 1.15% |
| Q2 2026 | 1.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $99.2M | 12.48% | 0.25% | 1.21% | 73.8% |
| Q1 2026 | 80 | $98.5M | 12.24% | 0.29% | 1.15% | 75.1% |
| Q4 2025 | 82 | $95.2M | 12.37% | 0.10% | 1.18% | 78.3% |
| Q3 2025 | 83 | $92.8M | 12.45% | 0.08% | 1.31% | 78.7% |
| Q2 2025 | 80 | $93.4M | 12.00% | 0.24% | 1.20% | 76.7% |
| Q1 2025 | 78 | $95.3M | 11.39% | 0.07% | 0.89% | 74.4% |
| Q4 2024 | 79 | $92.5M | 11.51% | 0.10% | 1.06% | 77.4% |
| Q3 2024 | 80 | $87.0M | 11.94% | 0.09% | 1.10% | 81.0% |
| Q2 2024 | 77 | $87.1M | 11.57% | 0.10% | 0.93% | 81.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| First Class Community Credit UnionCredit union West Des Moines, IA | 78 out of 100, Strong | $95.8M | 10.8% | 0.37% | vs |
| Peoples Credit UnionCredit union Webster City, IA | 50 out of 100, Below average | $91.4M | 10.6% | 2.16% | vs |
| Power Co-Op Employees Credit UnionCredit union Humboldt, IA | 66 out of 100, Moderate | $85.6M | 13.7% | 2.29% | vs |
| Des Moines Metro Credit UnionCredit union Des Moines, IA | 79 out of 100, Strong | $77.7M | 12.6% | 0.67% | vs |
| Lennox Employees Credit UnionCredit union Marshalltown, IA | 55 out of 100, Moderate | $73.4M | 8.6% | 0.89% | vs |
Deposit insurance
Is my money safe at Members Community Credit Union?
Yes. Members Community Credit Union is a federally insured credit union (NCUA charter #62683). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.0% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Members Community Credit Union lists 2 offices in 1 city. Most locations:
- Muscatine, IA (2)
Identity & history
Profile
- Legal name
- Members Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62683
- RSSD ID
- 836197
- Primary regulator
- State + NCUA
- Established
- 1957
- Headquarters
- 159 Colorado St. P O Box 467, Muscatine, IA 52761
- Employees
- 26
Quick answers
Members Community Credit Union: common questions
Is Members Community Credit Union NCUA insured?
Yes. Members Community Credit Union is a federally insured credit union (NCUA charter #62683). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Members Community Credit Union's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Members Community Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Muscatine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Liberty Trust & Savings BankBank Durant, IA | 86 out of 100, Very strong | $186.2M | 20.7% | 0.86% | vs |
| Farmers and Merchants Savings BankBank Iowa City, IA | 83 out of 100, Strong | $122.5M | 13.6% | 0.00% | vs |
| Washington State BankBank Washington, IA | 78 out of 100, Strong | $601.1M | 12.5% | 0.49% | vs |
| South Ottumwa Savings BankBank Ottumwa, IA | 77 out of 100, Strong | $565.4M | 13.0% | 0.83% | vs |
| Blackhawk Bank & TrustBank Milan, IL | 76 out of 100, Strong | $2.0B | 10.5% | 0.09% | vs |