Side-by-side · Q2 2026 data
Bank vs The Family Credit Union
Metric by metric
| Measure | Bank | The Family Credit Union |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 37 | 90 (stronger) |
| Loan quality | 74 (stronger) | 63 |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 78 | 99 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 19th | 66th |
| Total assets | $217.4M | $253.3M |
| Deposits / shares | $193.0M | $216.0M |
| Capital ratio | 8.68% | 13.99% (stronger) |
| Problem loans | 0.78% (stronger) | 1.10% |
| Net charge-offs | 0.00% (stronger) | 0.99% |
| Return on assets | 0.67% (stronger) | 0.52% |
| Loans ÷ deposits | 70.0% | 61.5% (stronger) |
| Uninsured deposits | 26.2% | 5.5% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
The Family Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank leads on 3 and The Family Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.