Side-by-side · Q2 2026 data
Bank First, N.A. vs Town Bank, National Association
Metric by metric
| Measure | Bank First, N.A. | Town Bank, National Association |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 87 (stronger) | 77 |
| Funding & liquidity | 52 (stronger) | 51 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 49th | 58th |
| Total assets | $5.9B | $4.7B |
| Deposits / shares | $5.0B | $3.8B |
| Capital ratio | 9.27% | 9.75% (stronger) |
| Problem loans | 0.56% | 0.22% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.09% |
| Return on assets | 1.67% (stronger) | 1.42% |
| Loans ÷ deposits | 88.9% (stronger) | 91.7% |
| Uninsured deposits | 32.7% | 31.0% (stronger) |
| Offices | 38 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 5.7% |
Town Bank, National Association has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank First, N.A. leads on 3 and Town Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beloit, WI
- Clinton, WI
- Walworth, WI