Side-by-side · Q2 2026 data
Bank Forward vs First Community Credit Union
Metric by metric
| Measure | Bank Forward | First Community Credit Union |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 52 | 73 (stronger) |
| Loan quality | 78 | 80 (stronger) |
| Earnings | 89 (stronger) | 54 |
| Funding & liquidity | 56 | 60 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 58th | 62nd |
| Total assets | $1.1B | $1.5B |
| Deposits / shares | $935.4M | $1.1B |
| Capital ratio | 10.17% | 12.34% (stronger) |
| Problem loans | 0.67% | 0.61% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.72% (stronger) | 0.85% |
| Loans ÷ deposits | 95.6% (stronger) | 100.2% |
| Uninsured deposits | 23.2% | 9.1% (stronger) |
| Offices | 12 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
First Community Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank Forward leads on 3 and First Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jamestown, ND
- Fargo, ND
- Grand Forks, ND
- Valley City, ND