TellerScore

Side-by-side · Q2 2026 data

Bank Midwest vs Capra Bank

Bank

Bank Midwest

Spirit Lake, Iowa · $1 billion – $10 billion

69of 100
Moderate

Bank

Capra Bank

Dubuque, Iowa · $1 billion – $10 billion

68of 100
Moderate

Metric by metric

MeasureBank MidwestCapra Bank
TellerScore69 (stronger)68
Capital cushion52 (stronger)39
Loan quality86100 (stronger)
Earnings6069 (stronger)
Funding & liquidity70 (stronger)52
Problem-loan coverage94100 (stronger)
Peer percentile53rd49th
Total assets$1.3B$1.3B
Deposits / shares$1.1B$1.1B
Capital ratio10.16% (stronger)8.91%
Problem loans0.42%0.00% (stronger)
Net charge-offs0.25%0.00% (stronger)
Return on assets1.01%1.22% (stronger)
Loans ÷ deposits90.1%50.5% (stronger)
Uninsured deposits8.6% (stronger)58.4%
Offices113
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.3%—

Bank Midwest has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank Midwest leads on 3 and Capra Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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