TellerScore

Side-by-side · Q2 2026 data

Bank Midwest vs Peoples Bank

Bank

Bank Midwest

Spirit Lake, Iowa · $1 billion – $10 billion

69of 100
Moderate

Bank

Peoples Bank

Rock Valley, Iowa · $1 billion – $10 billion

69of 100
Moderate

Metric by metric

MeasureBank MidwestPeoples Bank
TellerScore6969
Capital cushion5257 (stronger)
Loan quality86 (stronger)72
Earnings60100 (stronger)
Funding & liquidity70 (stronger)34
Problem-loan coverage94 (stronger)88
Peer percentile53rd53rd
Total assets$1.3B$1.3B
Deposits / shares$1.1B$1.0B
Capital ratio10.16%10.73% (stronger)
Problem loans0.42% (stronger)0.85%
Net charge-offs0.25%0.01% (stronger)
Return on assets1.01%2.10% (stronger)
Loans ÷ deposits90.1% (stronger)102.0%
Uninsured deposits8.6% (stronger)37.1%
Offices1110
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.3%11.1%

Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank Midwest leads on 3 and Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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