Side-by-side · Q2 2026 data
Bank of 1889 vs Bank of England
Metric by metric
| Measure | Bank of 1889 | Bank of England |
|---|---|---|
| TellerScore | 72 (stronger) | 57 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 55 | 78 (stronger) |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 50th | 14th |
| Total assets | $339.2M | $332.3M |
| Deposits / shares | $298.8M | $254.1M |
| Capital ratio | 10.85% | 19.91% (stronger) |
| Problem loans | 0.84% (stronger) | 4.26% |
| Net charge-offs | 0.17% | -0.01% (stronger) |
| Return on assets | 2.01% (stronger) | 0.35% |
| Loans ÷ deposits | 86.9% | 37.6% (stronger) |
| Uninsured deposits | 31.3% (stronger) | 35.0% |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 8.4% |
Bank of 1889 has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank of 1889 leads on 4 and Bank of England on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.