Headquartered in England, Arkansas, Bank of England is a state-chartered bank with $332.3M in total assets and $254.1M in deposits as of Q2 2026. It operates 151 offices. Its charter dates back to 1898.
Based on its Q2 2026 filing, Bank of England scores 57/100, which we describe as moderate. That is higher than only 14% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 67th. Its strongest component is capital cushion (100/100; 19.91%), and its lowest is loan quality (0/100; 4.26%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (52 → 57), mostly because the earnings component improved by 34 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 56 |
| Q4 2024 | 53 |
| Q1 2025 | 52 |
| Q2 2025 | 52 |
| Q3 2025 | 52 |
| Q4 2025 | 54 |
| Q1 2026 | 59 |
| Q2 2026 | 57 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.01% |
| Q3 2024 | 13.83% |
| Q4 2024 | 17.23% |
| Q1 2025 | 17.99% |
| Q2 2025 | 19.08% |
| Q3 2025 | 19.63% |
| Q4 2025 | 19.60% |
| Q1 2026 | 20.16% |
| Q2 2026 | 19.91% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.75% |
| Q3 2024 | 1.86% |
| Q4 2024 | 3.14% |
| Q1 2025 | 3.39% |
| Q2 2025 | 3.30% |
| Q3 2025 | 3.30% |
| Q4 2025 | 3.52% |
| Q1 2026 | 3.79% |
| Q2 2026 | 4.26% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.50% |
| Q3 2024 | -0.76% |
| Q4 2024 | -0.18% |
| Q1 2025 | -1.02% |
| Q2 2025 | -0.88% |
| Q3 2025 | -0.39% |
| Q4 2025 | -0.25% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.35% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $332.3M | 19.91% | 4.26% | 0.35% | 37.6% |
| Q1 2026 | 59 | $329.0M | 20.16% | 3.79% | 0.41% | 35.8% |
| Q4 2025 | 54 | $328.6M | 19.60% | 3.52% | -0.25% | 38.7% |
| Q3 2025 | 52 | $338.6M | 19.63% | 3.30% | -0.39% | 40.7% |
| Q2 2025 | 52 | $335.9M | 19.08% | 3.30% | -0.88% | 39.7% |
| Q1 2025 | 52 | $347.8M | 17.99% | 3.39% | -1.02% | 41.5% |
| Q4 2024 | 53 | $373.0M | 17.23% | 3.14% | -0.18% | 39.0% |
| Q3 2024 | 56 | $403.6M | 13.83% | 1.86% | -0.76% | 52.0% |
| Q2 2024 | 57 | $393.5M | 14.01% | 1.75% | -0.50% | 67.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Lonoke, AR | 77 out of 100, Strong | $328.1M | 11.2% | 0.00% | vs |
| Bank of 1889Bank Berryville, AR | 72 out of 100, Strong | $339.2M | 10.8% | 0.84% | vs |
| Peoples BankBank Sheridan, AR | 90 out of 100, Very strong | $313.8M | 13.3% | 0.03% | vs |
| Today's BankBank Huntsville, AR | 62 out of 100, Moderate | $351.0M | 9.5% | 0.74% | vs |
| Horatio State BankBank Horatio, AR | 68 out of 100, Moderate | $311.5M | 12.0% | 1.18% | vs |
| Union Bank & Trust CompanyBank Monticello, AR | 66 out of 100, Moderate | $355.8M | 10.2% | 1.11% | vs |
Deposit insurance
Is my money safe at Bank of England?
Yes. Bank of England is an FDIC-insured institution (FDIC certificate #13303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 35.0% of deposits ($88.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.91%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.76% (benchmark: 10%).
151 locations
Branches
Bank of England lists 6 offices in 5 cities. Most locations:
- England, AR (2)
- Carlisle, AR (1)
- Little Rock, AR (1)
- Lonoke, AR (1)
- North Little Rock, AR (1)
HMDA 2025
Mortgage lending
In 2025, Bank of England reported 795 home-loan applications under HMDA (LEI 549300GY4NTTEM7WWB64): 529 originated ($151,625,000 total), 50 denied, and 203 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of England
- Type
- State-chartered bank
- FDIC certificate #
- 13303
- RSSD ID
- 244149
- Primary regulator
- FDIC
- Holding company
- Mhbc Investments Partnership I Lllp
- Established
- August 8, 1898
- Headquarters
- 123 S Main St, England, AR 72046
- Website
- www.bankofengland-ar.com
- Employees
- 97
Quick answers
Bank of England: common questions
Is Bank of England FDIC insured?
Yes. Bank of England is an FDIC-insured institution (FDIC certificate #13303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of England's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of England ever failed?
There is no failure record for FDIC certificate #13303 in the FDIC failed bank list.
How many branches does Bank of England have?
151 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near England
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Electric CooperativesCredit union Little Rock, AR | 94 out of 100, Very strong | $18.6M | 15.2% | 0.08% | vs |
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Connect BankBank Star City, AR | 89 out of 100, Very strong | $123.9M | 15.9% | 0.88% | vs |
| Eagle Bank and Trust CompanyBank Little Rock, AR | 83 out of 100, Strong | $505.7M | 16.4% | 0.65% | vs |
| Southern Gas Federal Credit UnionCredit union Little Rock, AR | 82 out of 100, Strong | $5.7M | 26.1% | 0.00% | vs |
| Pine Federal Credit UnionCredit union Pine Bluff, AR | 80 out of 100, Strong | $62.8M | 24.5% | 1.49% | vs |