Side-by-side · Q2 2026 data
Bank of 1889 vs Merchants & Planters' Bank
Metric by metric
| Measure | Bank of 1889 | Merchants & Planters' Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 58 (stronger) | 52 |
| Loan quality | 72 (stronger) | 57 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 55 | 80 (stronger) |
| Problem-loan coverage | 88 (stronger) | 87 |
| Peer percentile | 50th | 22nd |
| Total assets | $339.2M | $379.4M |
| Deposits / shares | $298.8M | $340.9M |
| Capital ratio | 10.85% (stronger) | 10.15% |
| Problem loans | 0.84% (stronger) | 1.29% |
| Net charge-offs | 0.17% | -0.26% (stronger) |
| Return on assets | 2.01% (stronger) | 0.95% |
| Loans ÷ deposits | 86.9% | 52.8% (stronger) |
| Uninsured deposits | 31.3% (stronger) | 32.8% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Bank of 1889 has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of 1889 leads on 5 and Merchants & Planters' Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.