Merchants & Planters' Bank (FDIC certificate #16464) is based in Newport, Arkansas. Its Q2 2026 call report shows $379.4M in total assets and $340.9M in deposits and 12 offices.
Merchants & Planters' Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 56th. Problem-loan coverage contributes the most (87/100, 6.7%); capital cushion contributes the least (52/100, 10.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 15 points (47 → 62), mostly because the loan quality component improved by 57 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 48 |
| Q3 2024 | 51 |
| Q4 2024 | 48 |
| Q1 2025 | 47 |
| Q2 2025 | 47 |
| Q3 2025 | 47 |
| Q4 2025 | 46 |
| Q1 2026 | 53 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.73% |
| Q3 2024 | 10.77% |
| Q4 2024 | 10.59% |
| Q1 2025 | 10.57% |
| Q2 2025 | 10.39% |
| Q3 2025 | 10.41% |
| Q4 2025 | 10.02% |
| Q1 2026 | 10.19% |
| Q2 2026 | 10.15% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.02% |
| Q3 2024 | 2.69% |
| Q4 2024 | 3.09% |
| Q1 2025 | 3.45% |
| Q2 2025 | 3.26% |
| Q3 2025 | 3.08% |
| Q4 2025 | 3.16% |
| Q1 2026 | 2.25% |
| Q2 2026 | 1.29% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.87% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.74% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.88% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.95% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $379.4M | 10.15% | 1.29% | 0.95% | 52.8% |
| Q1 2026 | 53 | $347.6M | 10.19% | 2.25% | 0.81% | 51.2% |
| Q4 2025 | 46 | $359.3M | 10.02% | 3.16% | 0.88% | 52.5% |
| Q3 2025 | 47 | $352.9M | 10.41% | 3.08% | 0.85% | 56.5% |
| Q2 2025 | 47 | $332.9M | 10.39% | 3.26% | 0.74% | 59.0% |
| Q1 2025 | 47 | $332.7M | 10.57% | 3.45% | 0.71% | 56.4% |
| Q4 2024 | 48 | $321.7M | 10.59% | 3.09% | 0.90% | 62.1% |
| Q3 2024 | 51 | $317.0M | 10.77% | 2.69% | 0.87% | 66.7% |
| Q2 2024 | 48 | $321.2M | 10.73% | 3.02% | 0.87% | 60.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Commercial Bank & Trust CompanyBank Monticello, AR | 40 out of 100, Below average | $364.0M | 11.3% | 5.40% | vs |
| Union Bank & Trust CompanyBank Monticello, AR | 66 out of 100, Moderate | $355.8M | 10.2% | 1.11% | vs |
| Today's BankBank Huntsville, AR | 62 out of 100, Moderate | $351.0M | 9.5% | 0.74% | vs |
| Partners BankBank Helena, AR | 71 out of 100, Strong | $417.1M | 13.7% | 0.93% | vs |
| Bank of 1889Bank Berryville, AR | 72 out of 100, Strong | $339.2M | 10.8% | 0.84% | vs |
| Bank of EnglandBank England, AR | 57 out of 100, Moderate | $332.3M | 19.9% | 4.26% | vs |
Deposit insurance
Is my money safe at Merchants & Planters' Bank?
Yes. Merchants & Planters' Bank is an FDIC-insured institution (FDIC certificate #16464). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.8% of deposits ($111.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.15%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
12 locations
Branches
Merchants & Planters' Bank lists 10 offices in 8 cities. Most locations:
- Batesville, AR (2)
- Newport, AR (2)
- Des Arc, AR (1)
- Mccrory, AR (1)
- Newark, AR (1)
- Searcy, AR (1)
- Swifton, AR (1)
- Tuckerman, AR (1)
Identity & history
Profile
- Legal name
- Merchants & Planters' Bank
- Type
- State-chartered bank
- FDIC certificate #
- 16464
- RSSD ID
- 99143
- Primary regulator
- FDIC
- Holding company
- M&p Cmty Bancshares 401 K Employee Stk Ownership Plan
- Established
- August 6, 1946
- Headquarters
- 120 Hazel St, Newport, AR 72112
- Website
- www.mandp.bank
- Employees
- 83
Quick answers
Merchants & Planters' Bank: common questions
Is Merchants & Planters' Bank FDIC insured?
Yes. Merchants & Planters' Bank is an FDIC-insured institution (FDIC certificate #16464). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Merchants & Planters' Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Merchants & Planters' Bank ever failed?
There is no failure record for FDIC certificate #16464 in the FDIC failed bank list.
How many branches does Merchants & Planters' Bank have?
12 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| The Citizens BankBank Batesville, AR | 70 out of 100, Strong | $1.6B | 8.9% | 0.37% | vs |
| FNBC BankBank Ash Flat, AR | 69 out of 100, Moderate | $843.3M | 9.7% | 0.79% | vs |
| Regions BankBank Birmingham, AL | 64 out of 100, Moderate | $159.8B | 9.5% | 0.93% | vs |
| First Horizon BankBank Memphis, TN | 64 out of 100, Moderate | $84.1B | 10.3% | 0.83% | vs |