Side-by-side · Q2 2026 data
Bank of 1889 vs Peoples Bank
Metric by metric
| Measure | Bank of 1889 | Peoples Bank |
|---|---|---|
| TellerScore | 72 | 90 (stronger) |
| Capital cushion | 58 | 83 (stronger) |
| Loan quality | 72 | 99 (stronger) |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 55 | 79 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 50th | 95th |
| Total assets | $339.2M | $313.8M |
| Deposits / shares | $298.8M | $272.1M |
| Capital ratio | 10.85% | 13.33% (stronger) |
| Problem loans | 0.84% | 0.03% (stronger) |
| Net charge-offs | 0.17% | -0.00% (stronger) |
| Return on assets | 2.01% (stronger) | 1.82% |
| Loans ÷ deposits | 86.9% | 60.7% (stronger) |
| Uninsured deposits | 31.3% (stronger) | 33.9% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Peoples Bank has the higher TellerScore (90 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of 1889 leads on 2 and Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.