Peoples Bank is a state-chartered bank (fed member) headquartered in Sheridan, Arkansas, in business for about 26 years. At the end of Q2 2026 it reported $313.8M in total assets and $272.1M in deposits, with 3 offices.
Peoples Bank has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 3rd. Problem-loan coverage contributes the most (100/100, 0.1%); funding & liquidity contributes the least (79/100, 61% loans-to-deposits, 34% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 90).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 93 |
| Q4 2024 | 90 |
| Q1 2025 | 91 |
| Q2 2025 | 91 |
| Q3 2025 | 92 |
| Q4 2025 | 91 |
| Q1 2026 | 91 |
| Q2 2026 | 90 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.47% |
| Q3 2024 | 14.20% |
| Q4 2024 | 13.54% |
| Q1 2025 | 13.68% |
| Q2 2025 | 13.48% |
| Q3 2025 | 13.76% |
| Q4 2025 | 13.41% |
| Q1 2026 | 13.39% |
| Q2 2026 | 13.33% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.66% |
| Q3 2024 | 1.70% |
| Q4 2024 | 1.66% |
| Q1 2025 | 1.72% |
| Q2 2025 | 1.78% |
| Q3 2025 | 1.80% |
| Q4 2025 | 1.76% |
| Q1 2026 | 1.80% |
| Q2 2026 | 1.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $313.8M | 13.33% | 0.03% | 1.82% | 60.7% |
| Q1 2026 | 91 | $303.7M | 13.39% | 0.01% | 1.80% | 58.9% |
| Q4 2025 | 91 | $289.7M | 13.41% | 0.01% | 1.76% | 60.6% |
| Q3 2025 | 92 | $287.7M | 13.76% | 0.01% | 1.80% | 60.8% |
| Q2 2025 | 91 | $276.4M | 13.48% | 0.04% | 1.78% | 58.2% |
| Q1 2025 | 91 | $277.3M | 13.68% | 0.04% | 1.72% | 54.7% |
| Q4 2024 | 90 | $265.2M | 13.54% | 0.03% | 1.66% | 56.6% |
| Q3 2024 | 93 | $253.8M | 14.20% | 0.04% | 1.70% | 57.3% |
| Q2 2024 | 94 | $243.4M | 14.47% | 0.04% | 1.66% | 56.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Horatio State BankBank Horatio, AR | 68 out of 100, Moderate | $311.5M | 12.0% | 1.18% | vs |
| First State BankBank Lonoke, AR | 77 out of 100, Strong | $328.1M | 11.2% | 0.00% | vs |
| Merchants and Farmers BankBank Dumas, AR | 50 out of 100, Below average | $297.6M | 10.7% | 2.40% | vs |
| First National Bank Of CommerceBank Walnut Ridge, AR | 80 out of 100, Strong | $296.6M | 10.6% | 0.17% | vs |
| United BankBank Springdale, AR | 74 out of 100, Strong | $296.0M | 10.7% | 0.10% | vs |
| Bank of EnglandBank England, AR | 57 out of 100, Moderate | $332.3M | 19.9% | 4.26% | vs |
Deposit insurance
Is my money safe at Peoples Bank?
Yes. Peoples Bank is an FDIC-insured institution (FDIC certificate #57058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.9% of deposits ($92.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Peoples Bank lists 3 offices in 3 cities. Most locations:
- Benton, AR (1)
- Little Rock, AR (1)
- Sheridan, AR (1)
Identity & history
Profile
- Legal name
- Peoples Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 57058
- RSSD ID
- 2939391
- Primary regulator
- FED
- Holding company
- Peoples Bcorp Inc
- Established
- September 13, 2000
- Headquarters
- 1120 S Rock St, Sheridan, AR 72150
- Website
- www.peoplesbankar.com
- Employees
- 36
Quick answers
Peoples Bank: common questions
Is Peoples Bank FDIC insured?
Yes. Peoples Bank is an FDIC-insured institution (FDIC certificate #57058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples Bank's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples Bank ever failed?
There is no failure record for FDIC certificate #57058 in the FDIC failed bank list.
How many branches does Peoples Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Sheridan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Arkansas Health Center Federal Credit UnionCredit union Benton, AR | 91 out of 100, Very strong | $9.8M | 16.9% | 0.38% | vs |
| Connect BankBank Star City, AR | 89 out of 100, Very strong | $123.9M | 15.9% | 0.88% | vs |
| Pine Federal Credit UnionCredit union Pine Bluff, AR | 80 out of 100, Strong | $62.8M | 24.5% | 1.49% | vs |
| Fairfield Federal Credit UnionCredit union Pine Bluff, AR | 78 out of 100, Strong | $97.7M | 23.3% | 1.57% | vs |