Side-by-side · Q2 2026 data
Bank of Abbeville & Trust Company vs Franklin State Bank & Trust Company
Metric by metric
| Measure | Bank of Abbeville & Trust Company | Franklin State Bank & Trust Company |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 79 (stronger) | 50 |
| Loan quality | 17 | 75 (stronger) |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 83 |
| Problem-loan coverage | 78 | 91 (stronger) |
| Peer percentile | 22nd | 61st |
| Total assets | $245.5M | $224.7M |
| Deposits / shares | $214.4M | $200.2M |
| Capital ratio | 12.92% (stronger) | 10.03% |
| Problem loans | 2.49% | 0.76% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 1.15% | 2.05% (stronger) |
| Loans ÷ deposits | 59.4% (stronger) | 62.2% |
| Uninsured deposits | 25.5% (stronger) | 28.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin State Bank & Trust Company has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Abbeville & Trust Company leads on 4 and Franklin State Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.