Headquartered in Abbeville, Louisiana, Bank of Abbeville & Trust Company is a state-chartered bank with $245.5M in total assets and $214.4M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1894.
Bank of Abbeville & Trust Company has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 74th. Funding & liquidity contributes the most (89/100, 59% loans-to-deposits, 26% uninsured); loan quality contributes the least (17/100, 2.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 25 points (87 → 62), mostly because the loan quality component weakened by 74 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 85 |
| Q4 2024 | 88 |
| Q1 2025 | 87 |
| Q2 2025 | 87 |
| Q3 2025 | 85 |
| Q4 2025 | 81 |
| Q1 2026 | 81 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.95% |
| Q3 2024 | 14.54% |
| Q4 2024 | 14.31% |
| Q1 2025 | 14.10% |
| Q2 2025 | 13.98% |
| Q3 2025 | 13.33% |
| Q4 2025 | 12.81% |
| Q1 2026 | 12.51% |
| Q2 2026 | 12.92% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.14% |
| Q2 2026 | 2.49% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.20% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.22% |
| Q1 2025 | 1.15% |
| Q2 2025 | 1.20% |
| Q3 2025 | 1.17% |
| Q4 2025 | 1.25% |
| Q1 2026 | 0.98% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $245.5M | 12.92% | 2.49% | 1.15% | 59.4% |
| Q1 2026 | 81 | $246.4M | 12.51% | 0.14% | 0.98% | 57.7% |
| Q4 2025 | 81 | $242.6M | 12.81% | 0.44% | 1.25% | 55.2% |
| Q3 2025 | 85 | $236.7M | 13.33% | 0.14% | 1.17% | 58.2% |
| Q2 2025 | 87 | $221.7M | 13.98% | 0.26% | 1.20% | 62.2% |
| Q1 2025 | 87 | $221.0M | 14.10% | 0.24% | 1.15% | 62.0% |
| Q4 2024 | 88 | $208.6M | 14.31% | 0.21% | 1.22% | 65.9% |
| Q3 2024 | 85 | $210.8M | 14.54% | 0.56% | 1.18% | 65.5% |
| Q2 2024 | 87 | $202.4M | 14.95% | 0.48% | 1.20% | 65.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Progressive BankBank Winnsboro, LA | 40 out of 100, Below average | $243.3M | 11.3% | 4.51% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Anthem Bank & TrustBank Plaquemine, LA | 70 out of 100, Strong | $250.1M | 29.9% | 1.16% | vs |
| Hibernia BankBank New Orleans, LA | 55 out of 100, Moderate | $256.6M | 11.5% | 1.37% | vs |
| Landmark BankBank Clinton, LA | 54 out of 100, Below average | $229.8M | 11.5% | 1.91% | vs |
Deposit insurance
Is my money safe at Bank of Abbeville & Trust Company?
Yes. Bank of Abbeville & Trust Company is an FDIC-insured institution (FDIC certificate #11782). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.5% of deposits ($54.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.92%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Bank of Abbeville & Trust Company lists 2 offices in 2 cities. Most locations:
- Abbeville, LA (1)
- Maurice, LA (1)
Identity & history
Profile
- Legal name
- Bank of Abbeville & Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 11782
- RSSD ID
- 213538
- Primary regulator
- FDIC
- Holding company
- Boa Financial Corp
- Established
- March 14, 1894
- Headquarters
- 123 Concord St, Abbeville, LA 70510
- Website
- www.bankofabbeville.com
- Employees
- 37
Quick answers
Bank of Abbeville & Trust Company: common questions
Is Bank of Abbeville & Trust Company FDIC insured?
Yes. Bank of Abbeville & Trust Company is an FDIC-insured institution (FDIC certificate #11782). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Abbeville & Trust Company's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Abbeville & Trust Company ever failed?
There is no failure record for FDIC certificate #11782 in the FDIC failed bank list.
How many branches does Bank of Abbeville & Trust Company have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Abbeville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| Acadian Federal Credit UnionCredit union Lafayette, LA | 83 out of 100, Strong | $20.9M | 11.9% | 0.02% | vs |