Side-by-side · Q2 2026 data
Bank of Alapaha vs Community Bank of Georgia
Metric by metric
| Measure | Bank of Alapaha | Community Bank of Georgia |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 52 | 60 (stronger) |
| Loan quality | 89 (stronger) | 65 |
| Earnings | 46 | 94 (stronger) |
| Funding & liquidity | 84 (stronger) | 83 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 40th | 57th |
| Total assets | $251.0M | $269.5M |
| Deposits / shares | $230.0M | $239.6M |
| Capital ratio | 10.23% | 10.99% (stronger) |
| Problem loans | 0.34% (stronger) | 1.05% |
| Net charge-offs | -0.11% (stronger) | 0.10% |
| Return on assets | 0.65% | 1.85% (stronger) |
| Loans ÷ deposits | 53.8% (stronger) | 77.1% |
| Uninsured deposits | 29.7% | 14.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Georgia has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Alapaha leads on 3 and Community Bank of Georgia on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.