Headquartered in Baxley, Georgia, Community Bank of Georgia is a state-chartered bank with $269.5M in total assets and $239.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 2004.
Community Bank of Georgia has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 66th. Earnings contributes the most (94/100, 1.85%); capital cushion contributes the least (60/100, 10.99%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (78 → 74), mostly because the loan quality component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 78 |
| Q2 2025 | 78 |
| Q3 2025 | 79 |
| Q4 2025 | 71 |
| Q1 2026 | 58 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.75% |
| Q3 2024 | 11.20% |
| Q4 2024 | 10.73% |
| Q1 2025 | 10.52% |
| Q2 2025 | 10.21% |
| Q3 2025 | 10.39% |
| Q4 2025 | 10.73% |
| Q1 2026 | 11.34% |
| Q2 2026 | 10.99% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.45% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.44% |
| Q4 2025 | 1.33% |
| Q1 2026 | 2.78% |
| Q2 2026 | 1.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.68% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.55% |
| Q1 2025 | 1.68% |
| Q2 2025 | 1.75% |
| Q3 2025 | 1.77% |
| Q4 2025 | 1.77% |
| Q1 2026 | 1.80% |
| Q2 2026 | 1.85% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $269.5M | 10.99% | 1.05% | 1.85% | 77.1% |
| Q1 2026 | 58 | $248.7M | 11.34% | 2.78% | 1.80% | 78.6% |
| Q4 2025 | 71 | $247.6M | 10.73% | 1.33% | 1.77% | 74.1% |
| Q3 2025 | 79 | $247.2M | 10.39% | 0.44% | 1.77% | 70.9% |
| Q2 2025 | 78 | $250.6M | 10.21% | 0.46% | 1.75% | 66.6% |
| Q1 2025 | 78 | $229.6M | 10.52% | 0.45% | 1.68% | 69.0% |
| Q4 2024 | 77 | $221.2M | 10.73% | 0.61% | 1.55% | 66.2% |
| Q3 2024 | 77 | $205.2M | 11.20% | 0.80% | 1.62% | 67.1% |
| Q2 2024 | 78 | $204.4M | 10.75% | 0.65% | 1.68% | 64.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| South Georgia BankBank Glennville, GA | 81 out of 100, Strong | $269.5M | 10.6% | 0.16% | vs |
| The Peoples BankBank Eatonton, GA | 79 out of 100, Strong | $269.7M | 11.7% | 0.00% | vs |
| South Coast Bank & TrustBank Brunswick, GA | 72 out of 100, Strong | $269.8M | 9.9% | 0.49% | vs |
| Ab&tBank Albany, GA | 83 out of 100, Strong | $261.2M | 11.8% | 0.00% | vs |
| First Federal Savings and Loan Association of ValdostaBank Valdosta, GA | 57 out of 100, Moderate | $278.5M | 12.3% | 1.79% | vs |
| The Peoples Bank of GeorgiaBank Talbotton, GA | 71 out of 100, Strong | $252.3M | 9.6% | 0.32% | vs |
Deposit insurance
Is my money safe at Community Bank of Georgia?
Yes. Community Bank of Georgia is an FDIC-insured institution (FDIC certificate #57579). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.8% of deposits ($35.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Community Bank of Georgia lists 2 offices in 2 cities. Most locations:
- Baxley, GA (1)
- Valdosta, GA (1)
Identity & history
Profile
- Legal name
- Community Bank of Georgia
- Type
- State-chartered bank
- FDIC certificate #
- 57579
- RSSD ID
- 3213333
- Primary regulator
- FDIC
- Holding company
- Community Bank of Georgia Inc
- Established
- May 11, 2004
- Headquarters
- 700 W Parker St, Baxley, GA 31513
- Website
- www.communitybankga.com
- Employees
- 23
Quick answers
Community Bank of Georgia: common questions
Is Community Bank of Georgia FDIC insured?
Yes. Community Bank of Georgia is an FDIC-insured institution (FDIC certificate #57579). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Bank of Georgia's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Bank of Georgia ever failed?
There is no failure record for FDIC certificate #57579 in the FDIC failed bank list.
How many branches does Community Bank of Georgia have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Baxley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fnb SouthBank Alma, GA | 95 out of 100, Very strong | $734.8M | 16.2% | 0.00% | vs |
| Bank of HazlehurstBank Hazlehurst, GA | 90 out of 100, Very strong | $134.2M | 14.6% | 0.68% | vs |
| Interstate Credit UnionCredit union Jesup, GA | 89 out of 100, Very strong | $410.9M | 15.8% | 0.54% | vs |
| Altamaha Federal Credit UnionCredit union Jesup, GA | 83 out of 100, Strong | $74.1M | 14.1% | 0.22% | vs |
| South Georgia BankBank Glennville, GA | 81 out of 100, Strong | $269.5M | 10.6% | 0.16% | vs |
| Pineland BankBank Alma, GA | 75 out of 100, Strong | $597.1M | 10.5% | 0.49% | vs |