Side-by-side · Q2 2026 data
Bank of America, National Association vs Schoolsfirst Federal Credit Union
Metric by metric
| Measure | Bank of America, National Association | Schoolsfirst Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 64 (stronger) |
| Capital cushion | 21 | 45 (stronger) |
| Loan quality | 78 (stronger) | 70 |
| Earnings | 65 (stronger) | 55 |
| Funding & liquidity | 70 | 88 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 31st | 52nd |
| Total assets | $2.7T | $37.2B |
| Deposits / shares | $2.1T | $32.0B |
| Capital ratio | 7.11% | 9.51% (stronger) |
| Problem loans | 0.65% (stronger) | 0.91% |
| Net charge-offs | 0.47% (stronger) | 1.03% |
| Return on assets | 1.13% (stronger) | 0.87% |
| Loans ÷ deposits | 56.5% (stronger) | 72.0% |
| Uninsured deposits | 42.4% | 11.2% (stronger) |
| Offices | 3,759 | 30 |
| CFPB complaints (3 yrs) | 55,538 | 387 |
| Complaints per $1B deposits | 26.2 | 12.1 (stronger) |
| Mortgage denial rate (HMDA) | 44.7% | — |
Schoolsfirst Federal Credit Union has the higher TellerScore (64 vs 59). On the 8 directional measures above (where higher or lower is clearly better), Bank of America, National Association leads on 4 and Schoolsfirst Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Anaheim, CA
- Irvine, CA
- Tustin, CA
- Garden Grove, CA
- Santa Ana, CA
- Mission Viejo, CA
- Riverside, CA
- Huntington Beach, CA
- West Covina, CA
- Downey, CA
- Moreno Valley, CA
- Murrieta, CA
- Rancho Cucamonga, CA
- San Bernardino, CA
- Cerritos, CA
- Fountain Valley, CA
- Walnut, CA
- Redlands, CA
- San Juan Capistrano, CA
- La Habra, CA
- Cypress, CA
- Costa Mesa, CA
- Placentia, CA
- Norco, CA
- Placerville, CA