Side-by-side · Q2 2026 data
Bank of Ann Arbor vs DFCU Financial Credit Union
Metric by metric
| Measure | Bank of Ann Arbor | DFCU Financial Credit Union |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 82 (stronger) | 76 |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 99 (stronger) | 81 |
| Funding & liquidity | 36 | 94 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 93rd | 91st |
| Total assets | $3.5B | $8.0B |
| Deposits / shares | $2.8B | $7.2B |
| Capital ratio | 13.17% (stronger) | 12.63% |
| Problem loans | 0.27% (stronger) | 0.63% |
| Net charge-offs | 0.07% (stronger) | 0.08% |
| Return on assets | 1.98% (stronger) | 1.52% |
| Loans ÷ deposits | 92.6% | 43.0% (stronger) |
| Uninsured deposits | 44.0% | 21.0% (stronger) |
| Offices | 17 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 4 and DFCU Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.