The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (88 → 82), mostly because the loan quality component weakened by 14 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Michigan

Yes. DFCU Financial Credit Union is a federally insured credit union (NCUA charter #61844). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 21.0% of shares and deposits ($1.5B) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

DFCU Financial Credit Union lists 17 offices in 11 cities. Most locations:

• Grand Rapids, MI (3)
• Lansing, MI (3)
• Ann Arbor, MI (2)
• Dearborn, MI (2)
• Commerce Township, MI (1)
• Garden City, MI (1)
• Livonia, MI (1)
• Madison Hts, MI (1)
• Novi, MI (1)
• Riverview, MI (1)
• Wyoming, MI (1)

All branch addresses and map

Legal name

DFCU Financial Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

61844

RSSD ID

29980

Primary regulator

State + NCUA

Established

1936

Headquarters

PO Box 6048, Dearborn, MI 48121

Employees

682