Side-by-side · Q2 2026 data
Bank of Ann Arbor vs Genisys Credit Union
Metric by metric
| Measure | Bank of Ann Arbor | Genisys Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 91 (stronger) | 64 |
| Earnings | 99 (stronger) | 88 |
| Funding & liquidity | 36 | 61 (stronger) |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 93rd | 89th |
| Total assets | $3.5B | $6.6B |
| Deposits / shares | $2.8B | $5.5B |
| Capital ratio | 13.17% | 15.47% (stronger) |
| Problem loans | 0.27% (stronger) | 1.09% |
| Net charge-offs | 0.07% (stronger) | 0.59% |
| Return on assets | 1.98% (stronger) | 1.70% |
| Loans ÷ deposits | 92.6% (stronger) | 98.9% |
| Uninsured deposits | 44.0% | 8.4% (stronger) |
| Offices | 17 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 18.7% |
Bank of Ann Arbor has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 5 and Genisys Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.